Our approach to finance is the same. It’s how we get you into the Mitsubishi you want, in the way that suits you best.
We’re flexible, competitive and we’ll tailor a finance or leasing package that works for you. Being manufacturer-backed means we’re perfectly suited to vehicle finance.
All that’s left to do is find the perfect finance option.
When you want to start your 10-year relationship, we’re right here to help you.
Need Private or Business Finance? We can help you there.
“Finance Mitsubishi” is the name of financial services for Mitsubishi vehicles provided by Mercedes-Benz Financial Services New Zealand Limited.
HOW DOES IT WORK?
Finance Mitsubishi’s Consumer Credit Agreement is straightforward and flexible. Simply work out what deposit and repayments suit you, and how long you need to pay your Mitsubishi off. The higher the deposit, the lower the payments will be.
HOW OFTEN DO I HAVE TO PAY?
It’s up to you. You can pay weekly, fortnightly or monthly. You can use either automatic payment or pay by direct debit for your monthly payments. The Consumer Credit Agreement can be from 6 months to 60 months.
WHAT IF SOMETHING HAPPENS AND I CAN’T PAY?
WHAT HAPPENS AT THE END OF MY CONTRACT?
Full title and vehicle ownership is transferred to you and our legal interest in the vehicle is removed. Long story short, the vehicle’s all yours.
DO I HAVE TO INSURE THE VEHICLE?
Yes, you’ll need to insure the vehicle throughout the contract period.
Benefits of Consumer Credit Agreement
Your vehicle is leased to you for a fixed period and a specified number of kilometres. At the end of the lease period, you simply return the vehicle and Finance Mitsubishi can help you into a new one (some charges including damage and excess usage may apply). Ownership of the vehicle is retained by Finance Mitsubishi right through to disposal.
HOW DOES AN OPERATING LEASE WORK?
You have all the benefits of a new vehicle but your monthly payments are generally lower because you do not own it.
HOW LONG DO I LEASE FOR?
You can lease a passenger vehicle for a term of 12 months to 45 months. A light commercial vehicle or truck may be leased for up to 60 months.
A typical lease period is 36 months.
HOW DO I PAY?
Lease payments are paid one month in advance and monthly thereafter.
DOES THE VEHICLE NEED TO BE INSURED?
You’ll need to insure the vehicle comprehensively throughout the term of the lease. Finance Mitsubishi can arrange Mitsubishi Motor Vehicle Insurance for you.
HOW OFTEN DOES THE VEHICLE NEED TO BE SERVICED?
The vehicle must be serviced in accordance with manufacturer’s requirements. The cost of servicing, maintenance, registration and replacement tyres can be included in the monthly payment and spread over the term of the lease. Alternatively, you can meet the cost of the vehicle servicing and maintenance as and when required.
IS THE LEASE TAX DEDUCTIBLE?
Rentals may be fully tax deductible as an operating expense. A GST component is included in each payment. We strongly recommend you obtain independent tax and legal advice before entering into this or any other finance agreement.
CAN I PURCHASE THE VEHICLE AT THE END OF THE LEASE TERM?
There is no provision for you to purchase the leased vehicle from Finance Mitsubishi. However, talk to us about further options.
Benefits of Business Operating Lease
* You should seek independent taxation and financial advice
† Return conditions only
We are glad that you would like to book a test drive. Please fill our short form and one of our friendly team members will contact you back.